Be insured for life with 643 insurance
Don't leave your families future to chance.
What would happen to your family if you were to pass away tomorrow? Would they be able to pay the bills, stay in your home, and continue to live comfortably for years to come? A solid financial plan includes life insurance.
We could tell you a million stories of families not being protected properly when they needed it most, but we want to stress the importance of BEING protected properly. Your family would be grieving your loss, don’t make them scramble to figure out finances at the same time. A life insurance policy is the best way to quickly take care of your family when they need it most.
Whether you are looking for term, whole life, or universal life insurance policies, we can help you find the right coverage for your needs so you can financially protect your family.
Ready to have options when it comes to your life insurance?
Our team is ready to go to bat for you to find the best insurance options possible from our large selection of carriers. Independent is always better!
What Does Life Insurance Cover?
Should you or your insured loved one pass away, if properly insured with life insurance, beneficiaries will get a tax-free death benefit in the amount of the policy payout limits. The payouts are generally very fast, and they will help replace or supplement income. It could pay off a house, debts, or pay for final funeral expenses. You can even get policies to transfer your wealth to your loved ones or your favorite charitable causes. Life insurance can also be used in business to cover a key person in a business so that if they pass, the business will get income to keep going, or life insurance can be part of a buy-sell agreement.
There are many thoughts on how much life insurance you should carry, but one basic principle many financial professionals suggest, is for an insured to carry at least 10x their annual income.
A solid financial planner or life insurance agent can discuss your unique needs for life insurance and help you determine what coverages will be best for your situation. This is important because the amount for your family to be covered may not just be your take home pay, it could be the amount needed to cover business expenses until it could be sold. Or you may need to consider what it would cost your family to hire someone to do all the things a stay at home parent is doing that would then cost your family a large amount if they were no longer able to or passed away.
Ready to have options when it comes to your life insurance?
Our team is ready to go to bat for you to find the best insurance options possible from our large selection of carriers. Independent is always better!