Last updated: April 7, 2023

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the website (the “Service”) operated by 643 Insurance LLC (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of 643 Insurance LLC and its licensors.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by 643 Insurance LLC.

643 Insurance LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that 643 Insurance LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

643 Insurance SMS Program

When you enroll in a 643 Insurance SMS Program, you will receive confirmation of your enrollment and you give your consent to 643 Insurance and its service providers to use an automatic dialing system to deliver text messages to the mobile number to which you have directed 643 Insurance to transmit these text messages.

You acknowledge this consent is not a condition of purchase or service.

You represent that you are the owner of the wireless device for which you have authorized enrollment in the 643 Insurance SMS Program and are responsible for messages sent from the device.

You acknowledge that text communications are not secure or encrypted, and third parties can sometimes intercept messages or disguise messages as though they were sent by us. You agree that you will not text 643 Insurance any confidential or sensitive information.

By continuing to use the 643 Insurance SMS Program, you agree that we will not be liable for any unauthorized access or interception of text communications with us.

Message and data rates may apply from your mobile carrier and, by enrolling in the SMS Programs, you agree to pay any such charges. 643 Insurance does not charge for the use of its SMS Programs.

Message frequency will vary based on the SMS Program and user activity.

To stop receiving text messages, text STOP or CANCEL. You consent that following a request to STOP or CANCEL, you will receive one final message confirming that you have been unsubscribed. To re-enroll, reply IN and you will receive confirmation of your re-enrollment.

If you have any questions or need help, text HELP or call us at (480) 209-5401

Unsolicited text messages sent to 643 Insurancel will not be monitored, and you should contact us at (480) 209-5401

You agree that you will promptly notify 643 Insurance if your mobile phone number changes.

For information about 643 Insurance’s information practices, please review our Privacy Policy.

643 Insuranc reserves the right to terminate any of the SMS Programs, in whole or in part, at any time without notice.

You agree that we will not be liable for any delays or failures in your receipt of any SMS messages as delivery can be unpredictable based on transmission from your network operator and processing by your mobile device. SMS message services are provided on an AS IS, AS AVAILABLE basis.

We may send MMS (Multimedia Messaging Service) messages, such as, but not limited to .jpgs, .png, .jpeg, .bmp, .txt, .doc, .docx, etc. If your device does not support such files, it is your responsibility to request the file be sent through different means (e.g. e-mail or mail).


We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.


Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law

These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.